If you’re quick with your internet skills, you can bang out all seven of these on your lunch break. Pizza in one hand, mouse in the other. I believe in you.
1) Break up with the yellow pages. If you – like me – are one of the majority who never cracks open a phone book, and instead just stares at the massive brick of yellow paper on your front porch wondering how this could possibly still be a thing, it’s super easy to opt out of receiving it.
2) See if you’re eligible for an auto insurance discount. If someone in your family recently started telecommuting or made the move to being a stay at home parent, call your car insurance company and let them know. I went from having a 45 mile daily commute to no commute at all, and they sliced down my bill by $30 a month.
3) Spend $20 on a clothes drying rack. If it’s a sunny day, I’ll wash my couch cushion covers (I have a white couch and three kids, which basically means I’m a sociopath), and throw them on the deck to dry + naturally brighten up in the sun, but otherwise, I don’t hang anything outside to dry (for various reasons). I bought this drying rack and it sits – indoors – right next to my dryer. MOST of our clothes go through the washer and dryer, but I’ll throw my jeans, Jack’s jeans, any bras, dresses, or delicate blouses on it. When they’re dry, I throw them in a basket with whatever’s coming out of the dryer. I personally keep a small wardrobe of things that I love, so I want my favorite jeans to last forever. This is a painless way to help.
4) Clean up your inbox almost painlessly. Unroll.me is a pretty neat service. You sign up and they generate a list of all of your email subscriptions. With one click, they’ll unsubscribe you to the ones you don’t want any more. The ones you want to keep? You can opt to putting those into one single daily digest email. So bueno.
5) Use your phone to drop your rates. Sometimes lowering your bills (like the car insurance tip) is just a phone call away. Talking on the phone might be my least favorite method of communication, but if I have to shake down a few companies at once, I pop in my earbuds so I can at least putter around the house and clean while I’m on the phone. Our Freaking Budget talks about calling after promo rates have fun out. Similarly, if you carry a balance on a credit card, but are super fantastic about paying on time, you can always ask them to lower your interest rate.
6) Put some shortcuts in your phone. Not pranky ones (although I love those, too), but the kind that will save you time. Instead of typing in my full email address (which includes my ridiculously long last name), I type in @@, and my email address pops up. So easy. Great write-up on phone shortcuts here.
7) Check your credit score. I’m not really sure what the time + money payoff is as a whole, but it’s the grown-up thing to do. You’re eligible for one free report per year. Scan it and make sure nothing looks weird. Oh, cool, the loan information on my boat is on here. Wait, do I own a boat? Shoot, I definitely don’t own a boat.
Got more? Holla at a girl below.